How much can you S-T-R-E-T-C-H your money?


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In 80 months,
I’m guaranteed to have

DUCA helps Ontarians do more, be more and achieve more with their money and their lives.
how to flex

How to Flex80*

  • Hold until 80 months and earn 3% per year
  • Cash in after 12 months and earn 2% per year
  • Available for registered investments only
  • Deposit $500 or as much as you need to meet your investment goals

It’s a sure thing! This incredible offer is only available until March 31, 2020.

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†unlimited DUCA / THE EXCHANGE© NETWORK ATM transactions (more than 3,300 ATMs across Canada)

The Flex80 GIC – It’s a win-win!

Hold your GIC for

80 months and earn



Cash your GIC after

12 months and earn


Available for registered deposits only: RRSPs, TFSAs, RRIFs and LRIFs.

Do More, Be More, Achieve More

We believe our credit union is about more than just profits.
It’s about helping our Members achieve more in their lives, building communities and providing simple, efficient financial services. We invest in our communities through philanthropic initiatives, grants and sponsorships. We call it the DUgood difference.

A brighter retirement

“I feel more comfortable about my retirement now than I did 6 months ago.”

Exchange Network saves me money

“I can use an Exchange Network ATM free of charge anywhere in Canada. You can’t do that with the big banks!”

Family values

“Thanks to DUCA, we have a fully detached house and my son will get to grow up in a beautiful neighbourhood.”

It only takes a few minutes to start saving! Sign up for your Flex80 GIC now.

*This is a limited time offer available through March 31, 2020. Offer may be changed or withdrawn at any time without notice. Rate subject to change. All deposits made to RSP, TFSA, RRIF, and LIF plans are fully insured with no limit on the maximum amount. Interest rates are per annum. Minimum $500 investment required. Interest paid at maturity is compounded annually. Offer not available for US funds. Not offered in conjunction with any other rate bonus or promotion. Only available in Registered Plans.


*Insurable deposits covered by the Financial Services Regulatory Authority of Ontario. For further information, visit